Coverage Features

Download the 2026-2027 E&O Highlight Guide

In the event you have a claim, you should immediately complete a Claim Report Form available through the link on the Claims Reporting page of this website. Please follow the reporting instructions on that form. For more information on the claims process, please refer to the Highlights Guide and FAQs.

Insurer:

Zurich American Insurance Company
1299 Zurich Way, 10th Floor
Schaumburg, IL 60196

 

 

                                

 

Policy Number:

 EOC-8164075-01

 

 

Policy Period:

12:01 a.m. October 1, 2026 to 12:01 a.m. October 1, 2027

 

 

Limits of Liability:

Option 1
$1,000,000 per Claim/$1,000,000 Aggregate; or

Option 2 (Available to Exclusive Agents Only)
$2,000,000 per Claim/$2,000,000 Aggregate

 

 

Deductibles:

$     500 each Claim involving supplemental products for Exclusive Agents/Benefits Specialists
$     1000 each Claim for all other covered claims for Exclusive Agents/Benefits Specialists
$     25,000 each Claim for Insured Agents

Defense costs are subject to a deductible and are included in the Limits of Liability